METRO’s Mobile Deposit –
Deposit Paper Checks Anywhere, Anytime!
Have you updated our Mobile Banking App? We now offer Mobile Deposit!
Mobile Deposit is a free service that allows you to deposit paper checks to your METRO Checking or Savings accounts using our Mobile Banking App for Android and iOS Smartphones and tablets.*
First Time Login -

It’s easy to get started.  Simply follow these steps:
  1. Open or download the METRO App on your mobile device
  2. Login using your METRO Digital Banking ID and password
  3. Accept the Disclosure and Agreement
You are now ready to use Mobile Deposit -
  1. Choose “Check Deposit” from the menu options
  2. Select the account you wish to make the deposit
  3. Enter the amount of the check
  4. Follow the prompts to snap a picture of the front and back of the check, which must be properly endorsed with your name and write “For Mobile Deposit at SDMCU”
  5. Click “Deposit”
Helpful tips:
  • Make sure the entered amount matches the amount on the check.
  • When taking a photo of your check, lay the check on a flat, dark colored surface and use a well-lit area to ensure that the check image is captured correctly.
  • All four corners of the check need to be visible in the photo.
  • Once you have completed your mobile deposit, we recommend you keep your paper check for 90 days.
Enrollment Requirements -

To qualify for this service you must meet our eligibility criteria, including but not limited to the following:
  1. Be at least 18 years old.
  2. Have a METRO Checking or Savings account, and your membership has been open for at least 90 days.
  3. Be enrolled in METRO Digital Banking.
  4. Be a member in good standing.
Download or Update Our App Today!

To begin using Mobile Deposit, simply download or update our free App from Google Play or the App Store (search SD METRO Credit Union or click on the store logo below).
Google Play
App Store
Android™ is a trademark of Google Inc. The iPhone® is a registered trademark of Apple Inc.

*Standard wireless carrier message and data rates may apply. Please check with your wireless carrier for applicable text message fees and data plan rates.

Please Note: The funds you deposit through METRO’s Mobile Banking App may not be available for immediate withdrawal. The first $200 of deposit made in a business day will be available at the time of mobile deposit. Please refer to your Digital Banking Agreement for additional information regarding availability of mobile deposits.

Holiday Closures

Independence Day

Wednesday, July 4

Labor Day
Monday, September 3

Our Volunteers

We salute all the volunteer members of the Board of Directors and Supervisory Committee for their
continued commitment to METRO.

Board of Directors
Marcia McLatchy, Chair
Dan Sobel, Vice Chair
Sharon Floyd, Secretary/Treasurer
Michael Ahlering
D. Cruz Gonzalez
Robert Lawrence
Mario Modiano
Stephanie Rose
Robert Wilson

Supervisory Committee
June Dudas, Chair
Edward Prendell
Scott Wahl


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